Safe Growth

Safe Growth With

Mature Texans Financial Solutions

Growing retirement money involves strategic financial planning, disciplined saving, and intelligent investing. What if there was a way to capture the upside potential and the downside protection of a financial product? You can with Fixed Index Annuities. These products can enhance the growth of your retirement savings:

Fixed Index Annuities
  • Fixed Index Annuities are contracts issued by insurance companies. Your premium has growth potential based on the performance of one or more indices such as the S&P 500®, Dow Jones® (DJIA) and many other US and international indices. Importantly, these financial instruments are distinct from stock market investments, ensuring no risk to your principal or earned growth. 
What is market volatility? Should I be concerned?

Protection from market volatility involves strategies and measures designed to shield investments from the unpredictable fluctuations in financial markets. Investors often employ diversification, risk management techniques, and financial instruments that can help mitigate the impact of market downturns. The goal is to provide a level of security and reduce the potential for significant losses during periods of market turbulence, contributing to a more stable and resilient investment portfolio.

Protection from Market Volatility

Ensuring Safety

The safety of your money is just as paramount as its growth. Our index plans provide the unique advantage of stock market-linked growth with no downside risk. You won’t experience any losses even during market downturns, allowing you to rest easy. More importantly, your money is secure with the insurance company not subject to stock market losses. In addition, with ongoing annuity payouts, your income remains the same during retirement unaffected by market downturns. Enjoy the freedom to focus on the life you’ve created, knowing your financial well-being is safeguarded.

Reach Your Growth Goals

Preserving your wealth is crucial in retirement. While investing offers growth potential, it also brings the risk of significant losses, especially in later years. The unpredictability of markets, like Oct. 19, 1987, also known as Black Monday, and the 2020 Coronavirus stock market crash, another one could happen at any time in the future. There is no official threshold for what qualifies a stock market crash. Consider annuities to shield a portion of your portfolio from market risk.

The Reset Feature

The key advantage of “Resetting” is that your money begins tracking next year’s growth from the new lower index value without incurring any losses. This reset feature ensures that interest earnings are credited to your account on your contract year anniversary when the market goes up. It’s a strategy of “Buy Low, Sell High!” With Index Annuities, you benefit from a guaranteed 0% floor, safeguarding against losses in market downturns. Index crediting and the reset feature work for you and your money. Interest is credited with each contract anniversary, with no interest credits in years when the market incurs losses. Importantly, there is no loss of principal or previously earned interest.