- (210) 872-2205
- Monday - Friday 8:00 AM - 6:00 PM
I take pleasure in assisting individuals with a diverse array of financial solutions, ranging from tax-deferred to tax-free plans. In today’s landscape, our clients seek a blend of plans that offer flexibility, safety, liquidity, and tax minimization. My commitment is to support people with a level of care as if they were family, as I genuinely consider them to be. Discover more about me, and how I can help you.
Born in Houston and raised in Pleasanton, California. After high school, I joined the USAF, spending most of my career as a classroom instructor. Post-military, I transitioned to civil service, specializing in training trainers. With diverse roles in education spanning over 30 years, I took a leap into financial planning in 2018. While passing the test was a milestone, the real learning began with product training, guided by my husband, Herman. Now, armed with expertise in annuities and life insurance, my mission is to help current and future clients build safe and comprehensive financial plans. As a retired Air Force veteran, my passion lies in helping individuals, couples and families build a secure financial future. My diverse life experiences have fueled my commitment to connect with and assist people from all walks of life.
Financial Advisor
Financial Consultant
Since 1975, my journey in the financial industry has been marked by a deep understanding of diverse strategies and products. Specializing in Medicare Supplement policies initially, my expertise has expanded to crafting personalized financial plans. Over the years, I’ve honed the art of designing comprehensive strategies, whether it’s a complete plan overhaul or addressing a specific need. My commitment is to leverage my extensive experience to help clients navigate their financial goals with tailored solutions and strategic guidance.
My primary focus is imparting crucial knowledge to our clients and our agents about financial matters, enabling them to guide you effectively in achieving your financial goals. I take pride in instructing and educating clients and our agents on comprehensive financial planning—covering safety, growth, liquidity, long-term care, and strategies to avoid specific taxes while facilitating a probate-free legacy for your heirs.
In today’s world, taxes play a significant role in financial education. Understanding how taxes impact your current and future income is key, not just for you but for your heirs as well. We aim to equip you with knowledge about the tax laws affecting our products, their benefits, and the numerous tax advantages they offer. For personalized tax advice, we encourage you to consult with your accountant. Your financial well-being is our top priority.
Our goal is to empower our clients by providing them with a comprehensive understanding of their current financial situation. We work with you through personalized guidance and a collaborative approach to envision and execute a roadmap toward your ideal retirement. Whether it’s securing a comfortable nest egg, optimizing investments, securing lifetime income, or navigating tax strategies, we’re here to ensure your financial journey aligns seamlessly with your unique aspirations.
Retirement planning is a crucial financial strategy involving setting aside resources during working years to ensure financial security and comfort in retirement. It encompasses considerations such as savings plans, opportunities for growth, investments, pension options, and guaranteed income payment for life, all tailored to individual goals. Effectively planning for retirement involves assessing current financial situations, estimating future expenses, and creating a strategy for building a nest egg. Let’s look at some areas you may want to focus on when planning for retirement.
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Born in Houston and raised in Pleasanton, California. After high school, I joined the USAF, spending most of my career as a classroom instructor. Post-military, I transitioned to civil service, specializing in training trainers. With diverse roles in education spanning over 30 years, I took a leap into financial planning in 2018. While passing the test was a milestone, the real learning began with product training, guided by my husband, Herman. Now, armed with expertise in annuities and life insurance, my mission is to help current and future clients build safe and comprehensive financial plans. As a retired Air Force veteran, my passion lies in helping individuals, couples and families build a secure financial future. My diverse life experiences have fueled my commitment to connect with and assist people from all walks of life.
