- (210) 872-2205
- Monday - Friday 8:00 AM - 6:00 PM
Years Experience
We’re Christine and Herman Munster, a devoted husband and wife team and the proud founders of Mature Texans Financial Solutions. With deep roots in service, integrity, and financial literacy, we are passionate about helping individuals and families protect what they’ve worked so hard for. Whether it’s retirement planning, tax strategies, asset protection, or maximizing your Social Security benefits and minimizing taxes, we bring a personal touch backed by decades of experience and a full suite of financial solutions.
Every journey with us begins the same way with a conversation. We take time to listen and understand your current situation, concerns, and goals. From there, we work with you to design a strategy that fits your life, not just your numbers. We believe strong financial plans are built on trust, transparency, and a clear vision for the future.
Whether you’re approaching retirement, already retired, or feel like you’re getting a late start, it’s never too early or too late to take control of your financial future. At Mature Texans Financial Solutions, we meet you where you are, help you define where you want to go, and guide you every step of the way with care, clarity, and your best interest at heart.

Financial Advisor

Financial Consultant
As you near retirement, choosing when to claim Social Security can feel overwhelming. The right decision could add thousands per year to your income for life—so it’s important to understand your options before you file.
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Retirement planning is a crucial financial strategy involving setting aside resources during working years to ensure financial security and comfort in retirement.
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A vital component of this financial strategy involves creating a balanced portfolio with tax-deferred and tax-free saving plans.
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A downturn in the market poses a threat to your savings, potentially affecting your envisioned retirement lifestyle. To shield your retirement savings there are strategies to protect against market downturns.
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Tax-deferred savings plans are financial accounts that allow individuals to save for retirement while enjoying certain tax benefits.
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Growing retirement money involves strategic financial planning, disciplined saving, and intelligent investing. What if there was a way to capture the upside potential of the stock market and the downside protection of a secure financial plan?
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The Traditional Individual Retirement Account (IRA) stands as a key component of a qualified retirement plan, providing tax-deferred growth for maximum compounding and accumulation.
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Tax-free retirement savings plans are financial vehicles designed to allow individuals to save for retirement while providing tax advantages on contributions, growth, and withdrawals.
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Roth IRA Conversions
Roth IRAs are tax-free savings plans that allow you to save for retirement with after-tax dollars. In these plans, contributions and earnings can be withdrawn tax-free. Read About Roth IRA Conversions.
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Multi-Year Guaranteed Annuities (MYGAs) provide a stable fixed interest rate that remains unchanged over the selected term, which can span from two to seven years.
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If the concern of outlasting your retirement savings has ever crossed your mind, you’re not alone. Many Americans seek Guaranteed Lifetime Income.
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With Annuities
Crafting a Guaranteed Lifetime Income stream for retirement is a thoughtful process that demands careful planning utilizing the correct financial plans.
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Life insurance is simply the best vehicle for tax-free benefits, and it is the only financial product in America that has these tax-advantage benefits: Liquidity Safe Growth Tax-Free Income Tax-Free Living Benefits Tax-Free to Beneficiaries
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Living Benefits, or Accelerated Death Benefit Riders, are a crucial feature in today’s life insurance policies. A policy featuring Living Benefits Riders will grant “early access” to the policy’s life insurance proceeds while the insured person is still living.
Read MoreEvery service offered by our team commences with a foundational emphasis on building a strong relationship with you. Recognizing that you face numerous financial decisions daily, encompassing both practical and emotional aspects, we are committed to guiding you through the process.
Our approach involves unveiling effective strategies for managing your assets, followed by the introduction of plans and products meticulously tailored to serve your current needs and future retirement goals. At Mature Texasn Financial Solutions, we invite you to allow us the privilege of working with you on your journey towards financial freedom.
We prioritize a strong relationship, guiding financial decisions for your secure and fulfilling retirement.
We unveil effective strategies, tailoring plans for your financial well-being and future retirement goals.
Tailoring plans for your financial well-being and future retirement goals is our dedicated and strategic focus.
Meticulously tailored products ensure your financial well-being and align with future retirement goals effectively.
Our mission is to educate our clients on finances and taxes, empowering them to make informed decisions about investing and organizing their savings both before and during retirement. The financial knowledge we impart significantly contributes to understanding the importance of planning today for a secure tomorrow.
We grew worried as our brokerage account kept dropping. After attending the Social Security workshop, we learned how to maximize our benefits and uncovered the high fees we were paying. Christine helped us move our savings into a no-fee, no market-risk Fixed Index Annuity. We are grateful to have her guidance in our retirement planning.
As I prepared to retire, I wasn’t sure what to do with my pension. After attending the Council of Financial Educators Social Security workshop, I learned I could move it into an IRA I control. Christine guided me through the paperwork and the transfer into a Fixed Index Annuity. I couldn’t have done it without her. Thank you, Christine!
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