- (210) 872-2205
- Monday - Friday 8:00 AM - 6:00 PM
Indexing is a safe growth strategy because your money is NOT in the stock market. A market index is a collection of investment assets that represents a specific segment of the stock market. These assets typically include stocks or other securities. The value of the index is calculated based on the prices of the individual assets it comprises. The calculation of the index value comes from the prices of the underlying holdings in the index, such as S&P 500®.
Your funds are safely housed in an index account, protected from stock market volatility. The insurance company manages your money, which is linked to an index or group of indices for potential growth. The index’s performance dictates the interest earned on your market-linked annuity and guaranteed lifetime income.
A participation rate or cap is a feature associated with indexed annuities. These features dictate how much of the index’s growth will be credited to your account. These features provide a balance between potential returns and downside market protection.
In the event of a market downturn, your principal and earned interest remain intact. While there may be no income during a down year, this feature, often termed ‘The Power of Zero,’ ensures there are no market losses to recover from. This stability helps maintain consistent future growth
An essential indexing feature is ‘Resetting,’ where after a market downturn, your money begins tracking future growth from the new, lower index value, ensuring no losses. This ‘Reset’ advantage means your money is always reset at the ‘New Lower Index Value,’ safeguarding your principal and earned income. Market gains are locked in, providing protection and growth potential for your annuity.
Required for Verification Purposes. 100% Privacy – We never share, rent, or sell your personal information.
quick Links
Get in touch
